Chapter 13 Bankruptcy

Filing for Chapter 13 bankruptcy will allow you to keep your house and car while making reduced monthly payments on your debts that are designed to work within your budget.

Chapter 13 bankruptcy is designed for people who make a significant amount of income or own a significant amount of equity in their homes; you either pay back a certain percentage of your income to your unsecured creditors or pay them based on the amount of unprotected equity in your home. In a typical Chapter 13 case, the monthly payments last three to five years.

If you are considering filing for Chapter 13 bankruptcy, you should first speak to an experienced attorney about your case. Contact our office at (619) 298-5778 to set up a free consultation.